EURUSD 2025-2027 forecast: key market trends and future predictions

Technical analysis of EURUSD for 2025

Let's review the daily and weekly charts of the EURUSD currency pair. As part of the technical analysis for EURUSD in 2025, we will assess the placement of the nearest support and resistance levels, examine the formation of chart patterns, and analyze technical indicators.

As part of the technical analysis for EUR/USD in 2025, we will evaluate the location of key support and resistance levels, examine the formation of chart patterns, and analyze technical indicators.

On the daily chart for EUR/USD, a deceleration of the downtrend is observed. For the first time, the price tested the EMA-65 line, indicating emerging bullish market sentiment. In late December 2024, a reversal pattern, the Wedge, was formed. The upper boundary of this pattern was successfully broken by buyers, opening the potential for EUR/USD growth in 2025, with the nearest target at 1.0815.

The Stochastic Oscillator confirms the possibility of a bullish momentum development. A bullish divergence has formed on the Stochastic chart: while price lows were updated, the indicator showed higher values. Additionally, the %K and %D lines have crossed in favor of growth, and the indicator's values have exited the oversold zone, reinforcing the likelihood of continued upward movement.

According to the EUR/USD forecast for 2025, a short-term downward correction is expected, testing the broken boundary of the descending channel at 1.0355. Following this, EUR/USD may recover to the resistance level at 1.0775. A confident breakout above this level would signal the continuation of the bullish momentum, with the next target at 1.0975.

The bearish scenario suggests that the downtrend on the daily EUR/USD chart persists, with the current movement merely being a correction within this trend. At the start of the current bullish correction, the price tested the EMA-65 line, which acts as a key resistance level. A subsequent rejection from this line would indicate a weakening of the bullish momentum. Under the bearish scenario, a test of 1.0660 is expected, followed by a decline to 1.0445 and eventually to 1.0070. A rejection from the resistance line on the Stochastic Oscillator would confirm the bearish outlook.

If buyers fail to establish themselves above 1.0665, and the price moves downward, but sellers are also unable to break below 1.0250, a sideways movement may form. In this case, EUR/USD would remain range-bound between these levels. This scenario indicates a consolidation phase, where buyers and sellers compete for control over key levels. As a result, prices could remain stuck in this range until clear breakout signals appear on either side.

The technical analysis for EUR/USD in 2025 highlights the importance of levels 1.0250, 1.0355, 1.0660, and 1.0775 in determining the pair's future direction. A confident breakout above resistance at 1.0665 would confirm the development of a bullish momentum with growth potential toward 1.0775 and 1.0975. A sideways trend is possible if there is a rebound from 1.0250 and 1.0665, leading to consolidation within the range. A break below support at 1.0250 could signal the continuation of the downtrend, targeting 1.0070 and 0.9625.

Long-term EURUSD technical analysis for 2025

To prepare a longer-term EURUSD forecast, we will examine the weekly chart of the pair. We will apply technical analysis tools, highlight three possible scenarios, and mark crucial levels on the EURUSD weekly chart. This will help assess the pair’s potential movements in the long term.

Potential long-term scenarios for 2025

Bullish scenario: EURUSD quotes continue to decline, but the Stochastic Oscillator is approaching the 20 level, which may signal a potential upward reversal soon. Under this scenario, the decline could extend to 1.0065, where a rebound is expected. If buyers manage to consolidate above the upper boundary of the descending channel, it would confirm the signal from the Stochastic Oscillator and could trigger price growth. The nearest targets in this bullish scenario would be 1.0525 and 1.1240.

The bullish scenario would be invalidated if the price breaks and consolidates below 1.0065, which could increase bearish pressure and lead to a decline toward 0.9530.

Bearish scenario: the current situation in EURUSD suggests a potential continuation of the downtrend. Quotes have exited the boundaries of a sideways corridor, which could indicate the development of a downward movement equivalent to the corridor’s width. A rejection from the 1.0525 resistance level could trigger a further decline to 0.9530. This bearish outlook is supported by the crossing of the signal lines on the Stochastic Oscillator.

However, if buying pressure increases and prices manage to consolidate above 1.0625, this would allow for a return of quotes into the corridor and a potential rise toward its upper boundary.

Sideways scenario: the current decline may be a false breakout of the prolonged sideways corridor. A quick return of prices within the corridor’s boundaries would confirm continued movement in a flat trend. If the resistance level is broken, buyers could push quotes toward the upper boundary of the sideways range at 1.1240. After reaching this level, a rejection is expected, which could drive prices back to 1.0525.

Each EURUSD price forecast depends on key price reactions at support and resistance levels. Traders should carefully monitor these levels and utilize signals from technical indicators to assess market dynamics. 

Long-term resistance and support levels

Key support levels:

• 1.0205: A nearby support level positioned above a critical threshold. A bounce from this level could temporarily slow the downward momentum and give the bulls an opportunity for an upward correction
• 1.0065: A crucial support level that could act as a potential turning point for a price reversal upward. Breaking below this level would increase selling pressure, opening the path toward 0.9530
• 0.9530: A long-term support level, serving as a bearish target if the downtrend is confirmed. A break below this level would signal strong downward momentum

Key resistance levels:

• 1.0525: The first significant resistance for buyers. Consolidation above this level would increase the likelihood of continued upward movement
• 1.0625: The upper boundary of the sideways range; a breakout of this level could signal a full-fledged bullish trend in the EURUSD pair
• 1.1240: The upper boundary of the sideways range. A breakout above this level would confirm a bullish trend, marking an important milestone in the development of an upward movement

Expert EURUSD forecasts for 2025

EURUSD forecasts for 2025 from leading financial institutions provide valuable insights for traders and investors who do not have the time for their analysis. These forecasts are based on the assessment of macroeconomic data, monetary policy, and market sentiment. Below are expert opinions from banks and financial companies regarding possible EURUSD movements in 2025.

• European Central Bank (ECB) forecasts EURUSD to hover around 1.10. The ECB’s outlook for 2025 points to a decrease in energy prices and a 3.0% depreciation of the euro against the US dollar. This depreciation is expected to support exports and ease inflationary pressures
• ING predicts EURUSD will rise to 1.06 during the first three quarters of 2025. However, they anticipate a subsequent decline to 1.02 in the fourth quarter
• Scotia Bank anticipates EURUSD to stabilize at 1.00. The bank expects the Federal Reserve to end its rate-hike cycle at 4.0% in 2025 and maintain a restrictive policy throughout the year. With higher interest rates in the US compared to Europe, further depreciation of EURUSD is anticipated
• Wells Fargo forecasts a gradual decline in EURUSD in 2025, with a level of 1.11 in Q1, 1.10 in Q2, 1.08 in Q3 and 1.06 in Q4. According to experts, the US dollar may show volatility in the coming months, but will generally remain in a sideways trend
• Erste Group expects the US dollar to strengthen, leading to a drop in EURUSD to 1.03 in Q1 2025. The exchange rate is then projected to stabilise at 1.05 by mid-2025 and remain at this level through Q3, with a potential rise to 1.07 by year-end. Overall, they foresee a volatile sideways trend throughout the year

EURUSD predictions for 2025 from AI

In addition to forecasts of financial companies and large banks, AI algorithms are used increasingly more to make accurate EURUSD forecasts for 2025. These models are based on advanced forecasting algorithms, historical data, and machine learning methods to create more accurate forecasts based on historical data.

While artificial intelligence cannot take into account sudden events such as sharp improvements in the US labour market, it provides a statistically-based approach to analysing future trends. Below are the EURUSD forecasts for 2025 from leading AI platforms showing the growing importance of technology in such forecasting.

• Wallet Investor expects EURUSD to weaken moderately, predicting a target of 1.004 at the end of 2025
• Coin Index offers a pessimistic view, with the pair potentially peaking at 1.0333 in early 2025 and falling to around 0.9003 by the end of 2025.
• Long Forecast sees a bearish trend in which EURUSD may fall to 0.949 by the end of 2025, influenced by strong US economic data and high interest rates
• Panda Forecast provides an optimistic scenario, predicting EURUSD to rise to 1.1113 by the end of the year based on macroeconomic indicators such as inflation, GDP growth and interest rate differentials.

Long-term EUR USD expert forecasts for 2026

The long-term movement of the EURUSD currency pair in 2026 will continue to depend on the interplay of macroeconomic factors, central bank policies, and geopolitical events. While 2025 may be dominated by events such as interest rate cuts, expert forecasts for 2026-2027 focus on a broader picture. Attention will be given to economic growth trends, inflation control, and changes in the monetary policies of the ECB and the Fed. Below are the long-term forecasts from key financial companies.

ECB

The ECB's 2026 forecast will largely depend on how effectively the institution manages inflation control and supports growth in the Eurozone. If inflation continues to decline, the ECB may transition to a more accommodative monetary policy by 2025, focusing on economic growth and employment rather than combating inflation.

• 2026 outlook: the Eurozone economy shows gradual recovery despite ongoing geopolitical instability and political uncertainty. Moderate GDP growth is supported by key factors such as rising real incomes and employment growth, which are driven by labor market stability. Against this backdrop, experts predict the EURUSD pair will likely remain near the 1.10 level.

ING

ING's long-term forecast for EURUSD suggests that the euro could begin to recover in late 2025 and 2026, amid European economic stabilization and the potential end of tightening cycles by the ECB and the Fed.

• 2026 outlook: ING analysts predict euro strengthening in 2026 if the U.S. economy experiences slower growth. Under this scenario, the EURUSD pair could reach 1.05 by Q4 2026, with a rate of 1.02 expected by the end of 2025.

Scotia Bank

Scotia Bank remains optimistic about the euro's long-term prospects, citing potential economic recovery in Europe and a weakening U.S. dollar as central banks soften their tight monetary policies.

2026 outlook: according to experts, the euro has the potential for strengthening, with the EURUSD pair starting 2026 at 1.03 and rising to 1.07 by the end of the year.

Wells Fargo

Wells Fargo offers a more bearish outlook for the EURUSD pair for 2025-2026. Their analysis indicates that structural problems in the US and Europe will keep the currency pair in a narrow range.

• 2026 outlook: Wells Fargo predicts moderate U.S. dollar strengthening in 2026, which could lead to a decline in EURUSD to 0.97. The firm highlights a potential drop in the pair due to the expected easing of ECB policy and the Fed's continued hawkish stance. The dollar's safe-haven status will be supported by global uncertainty and economic difficulties in the Eurozone.

Erste Group

Erste Group cautiously evaluates the long-term prospects for EURUSD. They note that strong U.S. labor market data and high inflation have reduced expectations of Fed rate cuts, strengthening the U.S. dollar. Meanwhile, the ECB is expected to cut rates faster than the Fed, potentially pushing the euro toward parity with the dollar.

• 2026 outlook: according to Erste Group, challenges in the Eurozone, including political and fiscal instability, could support U.S. dollar growth. In the medium term, the EURUSD pair is expected to move sideways with high volatility. By early 2026, Erste Group projects the EURUSD rate will reach 1.06.

Summary table of long-term expert forecasts

Long-term EURUSD forecasts from AI for 2026-2027

AI-based models offer a unique perspective on the long-term forecasts for the EURUSD currency pair, leveraging advanced algorithms to analyze historical data, macroeconomic trends, and technical patterns. While these models are not immune to unpredictable events, they provide data-driven insights into potential currency movements for 2026-2027. Below are the forecasts for EURUSD from prominent AI platforms for the next two years.

Wallet Investor

The AI model from Wallet Investor predicts a gradual strengthening of the U.S. dollar against the euro during the 2026-2027 period.

2026 outlook: Wallet Investor anticipates continued strengthening of the U.S. dollar in 2026. The EURUSD pair is expected to start the year at 1.011 and decline to 0.986 by the end of the year.

2027 outlook: Wallet Investor predicts that the downward trend for EURUSD will persist in 2027. The euro is forecasted to begin the year at 0.986 and end it at 0.960.

Coin Index

The Coin Index model presents a more aggressive long-term forecast, predicting a steep decline in EURUSD by the end of 2026.

2026 outlook: A continued drop in EURUSD is expected, starting the year at 0.8941, with the trend potentially intensifying toward the year's end.

Long Forecast

The Long Forecast model offers a bullish outlook for EURUSD, with slight corrections, suggesting that the U.S. dollar will maintain its strength due to its status as a global safe-haven currency and the resilience of the U.S. economy. However, it indicates scenarios where the dollar may lose ground to the euro.

2026 outlook: Long Forecast expects EURUSD to begin 2026 at 1.015 and end the year at 1.037.

2027 outlook: In 2027, the model predicts moderate strengthening of the U.S. dollar. The EURUSD pair is projected to start the year at 1.037 and finish at 0.973.

Panda Forecast

Panda Forecast provides a more optimistic outlook for EURUSD, forecasting long-term euro strengthening.

2026 outlook: According to the Panda Forecast AI model, EURUSD will start 2026 at 0.9570 and finish the year at 0.9840.

2027 outlook: The model predicts further strengthening of EURUSD in 2027, beginning the year at 1.0179 and climbing to 1.1246 by the end of the year.

Summary table of long-term AI forecasts

EUR USD forecast: risks and considerations

When making a EURUSD forecast for several years ahead, it is important to consider various risks and factors that may affect the accuracy of the forecast. While expert opinions from leading financial companies and banks, as well as AI models, provide valuable insights, unforeseen events can significantly change the direction of the pair. Below are the risks and general thoughts to consider when assessing the EURUSD outlook for 2025-2027.

• Geopolitical instability. Geopolitical risks are one of the most unpredictable factors that can affect the currency market. Events like political turmoil, trade wars, and conflicts – especially in key regions – can disrupt economic growth, affect investor sentiment, and increase volatility in the EURUSD pair
• Central Bank policy divergence. The monetary policies of the European Central Bank (ECB) and the US Federal Reserve will play a key role in shaping the future course of the EURUSD pair. However, these policies may change depending on new economic data, inflation and the pace of economic growth. If the ECB adopts a softer stance and the Fed remains tight, this could lead to a decline in the EURUSD pair
• Inflationary pressures. While persistent high inflation remains a challenge for the eurozone and the US, inflation is already approaching the regulators' target levels. If inflationary pressures build up, central banks may be forced to take harsh measures such as raising interest rates, which could have a significant impact on EUR/USD movements. If inflation surges unexpectedly, especially in the eurozone, the ECB may be forced to tighten monetary policy more than expected, which could lead to a sharp drop in the EURUSD pair
• Global economic slowdown. A slowdown in economic growth caused by recession, supply chain disruptions or a slowdown in large economies such as China could affect both the eurozone and the US. A global economic downturn may strengthen the U.S. dollar as investors seek safe-haven assets
• Energy crisis and supply chain disruptions. The eurozone's reliance on external energy sources makes it vulnerable to energy shocks and supply chain disruptions. If the energy crisis worsens, especially due to geopolitical tensions or market imbalances, it could negatively impact the euro. Rising energy prices or energy shortages could undermine the eurozone economy, leading to a weaker EURUSD
• Technological disruptions and AI integration. As AI models become more integrated into financial forecasts and trading, they can influence market behaviour in new and unpredictable ways and techniques. While AI models help identify patterns and trends, their integration into decision-making processes could increase volatility if market participants begin to react en masse to AI-generated forecasts

Conclusion

The EURUSD currency pair in 2025 may face significant fluctuations, suggesting the possibility of both bullish and bearish scenarios. The main factors determining the exchange rate dynamics will include monetary policy, inflation expectations, and global economic uncertainty.

Experts such as the ECB and Wells Fargo forecast the exchange rate at 1.06, while Erste Group estimates 1.07, indicating a potential moderate strengthening of the euro. At the same time, ING predicts a decline in the pair to 1.02. AI models show an even wider range: Coin Index predicts a drop below 0.9003, Long Forecast sees the rate at 0.949, and Panda Forecast anticipates growth to 1.1113.

The technical analysis of EURUSD for 2025, under an optimistic scenario, suggests an increase in quotations to levels of 1.0525–1.1240 if the economic situation in the Eurozone stabilises and technical indicators confirm a reversal. Pessimistic forecasts allow for a decline to levels of 0.9530–1.0065 amid a strengthening US dollar and geopolitical instability. A sideways trend is also possible within the range of 1.0500–1.1000, reflecting a balance between key economic factors.

The dynamics of the EURUSD currency pair in 2025 will largely depend on the monetary policies of central banks, inflation trends, economic growth in the US and the Eurozone, and the impact of global macroeconomic conditions. The projected EURUSD exchange rate range for 2025 is from 0.9000 to 1.1113.